Author: InfoDesk

Retail Banking depends upon the geographical and demographic situation of countries across the world. We cannot think of disbursement of Four-Wheelers Loans in rural backward areas whereas it is very common in urban areas. Similarly, small agriculture loans can be disbursed in Rural / backward areas where there is little…

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Mobile banking is defined as a business transaction conducted through Mobile Communication Networks (Siau& Shen, 2003). M-Banking can offer value to customers through convenience and flexibility by enabling time and place independence (Venkatesh et al., 2003; Kim et al., 2009). Mobile banking is an application of M-Banking which enables customers…

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Need of Employee Welfare: Employee Welfare Practices results into motivation. Motivation is an accrual of diverse course of actions that sway and unswerving our deeds to accomplish a few definite aspirations. Incentives, rewards, and welfare facilities provided to the employees is the prime factors that increase the motivation level of…

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Change management is an approach to transitioning individuals; teams and organizations to a desired future state. Change management is a systematic approach to dealing with change, both from the perspective of an organization and on the individual level. A somewhat ambiguous term, change management has at least three different aspects,…

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The modern concept of shopping is internet retailing or online retailing. As one of the market trends, online retailing has been widely used in the retail industry and growth is increasing day by day in today’s scenario. Online retailing eliminates the need to maintain luxurious and fancy showrooms. Instead, what…

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It is a need of today’s era, which is marked by cutthroat competition that organizations should become more and more successful and should stay ahead of their competitors. Performance management helps organizations to achieve this. There are many Performance Management Tools available, which makes the procedure easier and more useful.…

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Employee Turnover Employee turnover refers to the rate of change in the workforce of an establishment during a given period of time. It is the time to the time change in the composition of the workforce that results from hiring, release, and replacement of employees. The higher the retention rate,…

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Integrated, uniform, relevant, and up-to-date information is essential for the existence of an organization. It empowers the right person to make decisions at the right time. This is only possible when the entire organization shares the same information and views it from the same perspective. ERP brings together people who…

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