Author: InfoDesk

A peer-to-peer (P2P) marketplace is a business model structure where individual nodes (identified as peers) act as both consumers and suppliers of resources. It differs from the centralized customer-merchant model where a customer purchases products or services from a central merchant. This business model is being implemented in massive numbers,…

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One can probably attribute a large number of business failures in recent years to the inability of financial managers to plan properly and control the current assets and current liabilities of their respective firms. Shortage of funds for working capital as well as uncontrolled over-expansion of working capital have caused…

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The position of women in our society is still subordinate to their male counterparts. Women still have to face the invisible ceiling in our country in accordance with their all sorts of development. Due to various gender biases, gender discrimination still prevails in our society. Therefore, we have to take…

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Globalization has resulted in connectivity among markets and increased awareness and communication of various business opportunities worldwide. Technological advances have brought new global investment opportunities and information about new markets at the fingertips. The distance is not an issue anymore. Both potential risks and profit opportunities have become within easier…

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Banks’ aim of the introduction of technology and e-banking is multifold. These can be categorized into two, namely customer-centric and cost saving for banks. Customers are the maximum beneficiaries of the technology and e-banking. In this era of advanced technology, people find no time to go to the bank branch…

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Financial literacy is an issue of global concern and a major challenge faced by all countries. In today’s world, where varied types of products are on offer, financial literacy becomes unavoidable. In the case of India which enjoys ‘demographic dividend’, the government has realized its importance and has been adopting…

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In addition to credit cards, presently the market is flooded with debit / ATM cards. A debit card enables a bank customer to draw cash from an ATM of any bank, without necessitating to visit the branch. The customer can also use the card for making payments online for purchases…

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Globalization in the present day with its present process of spread and activities is an issue of controversy. To many global leaders advocating the spread of globalization, the recent trend and practice of globalization does not appear to be as desired. Such leaders feel that present features and characteristics of…

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